The $5 Savings Plan

The $5 Savings Plan- Have You Tried It?

Okay, so the idea is to save money. If you've got a trip coming up, a birthday, or Christmas this could be a good, easy way to save those dollars! The concept is every $5 bill you receive, you don't spend. Keep them in savings or away, but don't spend them. I imagine enough $5 bills will add up fairly quick! The reason this will mostly work for me is I know I would feel guilty even pulling out a 5. So my own conscious will keep me in line. 

Next year I am hoping to be moving into an apartment, so my goal is to buy new furniture! Yahoo!

A couple Cons to the method is:

If you are a regular card user then you most likely wont save nearly as much as someone with cash. 

This is probably just for me, but as a waitress my boss sometimes pays me out in $5's. So I'll receive... 80 bucks in 5's. I'll have a lot saved that's for sure!

So go out and be prosperous. 

The picture is a link to the original blog.

What Life Has Taught Me

Obviously I am not quite done living life, and I am quite thankful for that. Most would say I haven't really begun yet, but there are a few things, both serious and silly, life has taught me.

1. Call everyone. Don't text, but call people in your family, your friends, just everyone. How nice is it to receive a hello phone call. Growing up I did an awful job of keeping in contact with my family and now that I am a tad older I do my best to actually call my grandparents, call my mom, etc. A phone call holds even more value in this world where voice is lost.

2. Sing. Sing a lot and very loud. This falls in the silly and serious category for the reason that it is a bit goofy, but I honestly, wholeheartedly believe that singing puts you in a better mood. When I work I am constantly beebopping around singing. All day. So sing a ton and be happy.

3. Write and Record: AKA Journal. It may sound cheesy but how cool will it be to look back when you are on a rocker (or off the rocker for some) and read about your college years. Or read about how you were feeling during pregnancy. I think a record of your life would be such a prized and personal possession. Personally, it just makes me feel better to write things out as well.

4. Drink coffee: I got in a better mood just typing that out. White teeth are not worth it if coffee has to be out of the equation.

5. Say Hi: Get on an elevator, say hi. Sit down besides someone is a classroom... say hi. Near somebody in a coffee shop? Say hi for Christ's sake. How are you doing? It is such a simple concept and if everyone just did it once a day can you imagine how happier this world would be?

6. Always buy lemonade: We were all there, on the street during the summer selling cups of lemonade for 50 cents a cup. I made a vow to myself to never pass by a lemonade stand without buying a cup from the little entrepreneurs. Funny Story Moment: I was dating a guy at one time (hard to believe, eh?) and I forced him to stop so we could buy some lemonade. Well at the bottom of his glass was a pleasant clump of mystery snot? I'm really not sure what it was but the lemonade Gods blessed me with a fresh, delightful cup for being a faithful buyer. So, if anything that can be your reason.

7. Tip: I say this not only because I am a waitress myself (soon to be bartender! yahoo!) but because it is just simply nice! When I receive a good tip at work I have come close to tears of joy, literally. This also encourages me to tip well when I go out. No matter my financial circumstances (which are decently shitty to be frank) I will just always tip good. Make someone's day.

8. Smile

Curly Hair: The Cure

One topic I've become expert on is curly hair and handling it. These are just a few tricks, tips, and ideas to keep you from straightening what mama gave you!

1. Shampooing: Only shampoo your hair every other time you shower. If you feel like it does get dirty enough that it needs it more that do just a quick lather and rinse, nothing excessive and no reapplication. Too much shampooing dries out your hair and makes your curls frizzy. And ALWAYS condition.

KMS California Curl Up

2. Serum: After a shower I use a serum called KMS California CURL UP. I got it from ULTA for about $20.00. It can be pricey since you'll be using it daily. You can get a cheaper serum for the underside of your hair to half the cost. After a shower I shake my head violently (do in private, this action will cause teasing and stares) then apply. I've attached a link to the brands website to learn more!

Conair Diffuser

3. Drying: It is preferred that you let your hair air dry (reduces frizz and is just healthier), but if you're in a hurry that you can purchase a diffuser. It is a special dryer made specifically for people like us with curly hair. You can buy the entire dryer or you can buy a snap on top to the blow dryer you already have! I've attached a link to Amazon.com for the Conair Universal fit diffuser. Cheap and easy!




4. Touch-Ups: Sometimes through out the day I don't care for how the curls fell and I've somewhere to be that night, so I'll touch up my hair with a little curling wand action. ADVICE: You don't need an actual wand, a regular old curling iron will do. ALSO: Don't set the temp. high... you already have curly hair therefore the curl will hold. You also only need to keep your hair wrapped around the wand for maybe4 second. IT WILL HOLD. I promise. We don't want them to look unnatural.


Quick Tips:
1. Don't touch your hair constantly while it's wet, that only adds frizz.
2. The shaking method I explained in bullet 2 is to separate the hair and let it find it's natural part, really helps and means you don't have to comb.
3. NEVER BRUSH. This is damaging to your hair. If you need to, get a plastic brush to comb through your hair while under the water in the shower, but once your hair starts to dry... no ma'am. If you really insist do it the moment you get out of the shower... I've just found my curls don't look quite the same if I do.

FINAL RESULT

A Quick Moment

An apology is in order here for my lack of commitment and dedication to the blog that I started. I promise a post, besides this post that is simply a promise to another post, either today or tomorrow! On top of my 16credit hour school days, I am also clocking in 40 hour weeks at Applebee's and to be frank, I'm exhausted. But I will vent all of my Applebee's hatred through blog! Have a good day and you'll be hearing from me soon!